Anthony Giorgianni

Watch Out: How You Can Get Ripped Off by the Home Warranty Racket

If you’re a homeowner, you may remember seeing ads on television or elsewhere for home warranties that promise peace of mind if your home’s heating or air conditioning, appliances or plumbing malfunctions. But judging by the thousands of consumer complaints filed against home warranty providers with the Better Business Bureau, government agencies and elsewhere, peace of mind may be the last thing you’ll get after paying hundreds of dollars a year on home warranty coverage.

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How the Gingko and Ginseng You're Buying May Actually Damage Your Health and Drain Your Wallet

When you take a dietary supplement, whether it’s a vitamin, mineral, herb or anything else, you expect to get the ingredients listed on the label and nothing more. You also anticipate it will benefit your health in some way.

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Why Switching to an Alternative Energy Provider Could Cost You Big If You're Not Careful

If you live in one of the nearly two dozen states or the District Columbia that allow residential utility customers to pick the company that supplies their electricity and/or natural gas, you may have received a letter, phone call or visit from an alternative energy supplier promising big savings or benefits if you sign up for its service. If you’re like a lot of people, you have no idea how to decide whether you should switch from your traditional electric or gas company’s standard service. Or if you did make the change, you may be wondering if you saved anything or even ended up paying more.

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Big Name Brands Are Scam Artists Too: The Case Against L'Oreal, Nissan, Sony and Direct TV

Imagine skincare products that can turn back time by stimulating your genes or others that are scientifically proven to slim your body in just weeks. Envision a pickup truck so versatile it can rescue a dune buggy stuck on a steep sandy hill. Think how happy you’d be having unlimited access to websites, email, GPS navigation and other data-intensive services on your prepaid smartphone for just $45 a month and with no contract.

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We're a Entering Dangerous Era Where Companies Are Going to Offer You Discounts for Your Most Private Info

In 1984, George Orwell depicted a future in which the government watches citizens’ every move. But Orwell got it only partly right. 

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Are Your Charitable Donations Ending Up in the Pockets of Professional Fundraisers?

Imagine donating money to charity only to discover that the group ended up with just a few pennies of every dollar you gave or that it even lost money. It happens a lot, even with large, well-known charities.

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Credit Security Freeze Is Often More Trouble Than It’s Worth

It seems as though every few weeks there’s another retailer announcing the theft of some of its customers’ credit or debit card information. Such mega-breaches, like the ones affecting Target and Home Depot customers in 2013 and last year, have haunted tens of millions of consumers. There are an unknown number of unreported cases involving banks that quietly notify their customers they’re getting a new credit or debit card because of a reported breach at some undisclosed merchant.

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Don't Be Fooled by Phony Online Product Reviews: How You Can Tell Fake from Real

You’re buying a new camera or booking a motel. So you decide to check out online user reviews to find out what others are saying about the choice you’re considering. But how do you know whether you can trust what you read? Maybe those glowing reviews were posted by people who were paid or otherwise compensated by a manufacturer or service provider. Or perhaps the reviewers simply didn’t know enough about a product or service to provide an accurate evaluation.

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How to Avoid Getting Totally Fleeced by Home Improvement Scams

If you’re like a lot of people, the arrival of spring has you thinking about home improvements. Maybe it’s a new deck for warm weather barbecues, or energy improvements so next year’s heating bill doesn’t empty your bank account like this year’s did. Whatever the project, you should be careful when hiring a contractor.

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Why You Shouldn’t Lease Your Next Car

If you’re looking for a new car, there’s a good chance you’re considering a lease.

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