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Water

Tempting Fate: Why We Insist on Living in Floodplains

By Emily Gertz, Grist.org. Posted April 5, 2008.


Fifteen years after the Great Flood of 1993, floodplain development is booming. Will nature get the last laugh?
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Once it was a cornfield; now it's a Wal-Mart, a Taco Bell, a Target. Here along a stretch of Missouri's Highway 40, in the Chesterfield Valley area just west of downtown St. Louis, what's said to be the largest strip mall in the country sits on about 46 acres of Mississippi River bottomlands. Less than 20 years ago, the land was open space.

It's been fifteen years since the Great Flood of 1993 put this land under 10 feet of water. Since then, thousands of acres of floodplain in the St. Louis area have been built up with strip malls, office and industrial parks, and 28,000 new homes. And all this infrastructure depends on miles and miles of levees to hold back the Mississippi and Missouri rivers the next time they try to retake the land.

If you ignore the historical tendency of the Mississippi and Missouri to periodically drown it, this vast, flat landscape does present an appealing canvas for building. "When you have such an expansive floodplain, people don't have a problem with building on the fringes," says Dan Burkemper, director of the Great Rivers Habitat Alliance. "And then the fringe moves closer to the river every day."

Lessons Learned ... and Forgotten?

The Flood of 1993 was one of the most destructive in the recorded history of the Mississippi Basin: nearly 50 people were killed, over 70,000 evacuated, and 50,000 homes damaged on over 17 million acres (close to 27,000 square miles) across nine states. Over 16,000 square miles of working cropland was flooded, at a loss of more than $5 billion. All told, the flood caused around $16 billion in damage.

In the first blush of post-flood shock, some local and federal officials decided that trying to hold back the Mississippi River was likely to be a costly and never-ending enterprise. Instead of depending on levees and other structures for protection, some thought, it was time to move people's homes and workplaces off the floodplain and cede ground to the river. "We must and can work to design and build our communities better and, to the extent possible, out of harm's way," then-director of the Federal Emergency Management Agency James Lee Witt told Congress later that year. "Mitigation must become a priority throughout all levels of our government. We must be proactive on mitigation and not reactive."

And FEMA acted on this notion: In the nine states flooded in 1993, the agency ultimately moved more than 300 homes, and bought and razed nearly 12,000, at a cost of over $150 million; the lands were turned to flood-friendlier uses like parks and wildlife habitat. The village of Valmeyer, Ill., just downriver of St. Louis, became the buyout poster child: devastated when floodwaters overtopped its levee (an event that likely helped save St. Louis itself from a major flood), the entire town packed it in, selling out its bottomland location for a new site two miles away -- and 400 feet above the Mississippi floodplain. It may have been the greatest exodus of Americans from floodplain homes and businesses in the nation's history.

But official resolve to depopulate the floodplain has given way to development fever in Missouri: over $2.2 billion worth so far on land that was underwater in 1993. And unlike some of the other states deluged in the Flood of 1993, such as Wisconsin, Iowa, and Illinois, Missouri has been much slower to enact stronger regulations for floodplain development -- perhaps because the state has hundreds of miles of floodplain fronting the Mississippi and Missouri rivers (read: lots of tax income lost and jobs unrealized if new businesses and homes don't get built).

In the St. Louis metro area, there's been more built upon the floodplain since 1993 than in its entire prior history, says Tim Kusky, a professor of natural sciences at St. Louis University. This development brings new pressures that haven't been assessed for how they might intensify flooding elsewhere, or cumulatively damage floodplain ecosystems.

"Since 1993, projects now complete, underway, and in planning have put or will put [28.1 square miles] of the Mississippi and Missouri floodplains near St. Louis behind new levees, enlarged levees, or floodplain land raised above the 100-year to 500-year protection level," wrote Southern Illinois University at Carbondale geologist Nicholas Pinter in the journal Science in 2005. Those projects included over $190 million spent by the Army Corps of Engineers to work on nine levees in its St. Louis District.

The corps argues that flood-control structures prevented $19 billion of damage in 1993 across the nine states affected. But is the confidence that these protections inspire part of the problem? "Most infrastructure on the floodplain would not be there were it not for the historic reliance on levees," Pinter noted in Science.

"[The Army Corps] thinks that the levees are going to protect the people behind them, and the businesses behind them," says Kusky, "because there are calculations based on the assumed risk of floods on the hundred-year floodplain and the five-hundred-year floodplain." But, Kusky says, "there's a problem with that calculation." The problem -- shocker! -- is global warming.


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See more stories tagged with: water, floods, floodplain, climate change, global warming, army corps

Emily Gertz is a New York City-based freelance journalist and editor who has written on business, design, health, and other facets of the environment for Grist, Dwell, Plenty, Worldchanging, and other publications.

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insuring bad decisions
Posted by: Rod on Apr 5, 2008 3:13 AM   
Current rating: 5    [1 = poor; 5 = excellent]
As long as there is insurance to protect someone from flood damage, there is profit of some sort for flood plane development. It is pretty simple, no new developments get flood insurance, then no new developments. But then all developers have to do is band together, make a few campaign contributions and the insurance is back, raid the public treasury again, fool the voters and get re-elected and profit. I wonder if anyone has studied how much pollution cost there is from each flooded car, home, business, Maybe the EPA can be sued to control this, at least until another contribution to a campaign is made.

Public campaign financing ends a huge amount of influence pedaling. Break the cycle, and a lot of bad things quit happening. At least for a while until they find a new way to raid the treasury for profit.

Rod

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» RE: insuring bad decisions Posted by: Kitty Lady Oregon
floodplain development loophole
Posted by: socialpsych on Apr 5, 2008 3:55 AM   
Current rating: Not yet rated    [1 = poor; 5 = excellent]
In my community, like other communities, it is illegal to build in floodplains. But it is legal to fill in a floodplain with soil and then get FEMA to change their flood map so the property is no longer officially "in" the floodplain. Then it is legal to build there. I am working with local government to get rid of this loophole, but pro-development people are resisting. If anyone out there has dealt with this problem, please share your insights.

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» RE: floodplain development loophole Posted by: opalescentscales
Just nuts!
Posted by: ender on Apr 5, 2008 4:17 AM   
Current rating: 5    [1 = poor; 5 = excellent]
First off, if

"...there have been around seven 100-year floods along the Mississippi over the past century..."

then clearly a new definition of 100-year flood is required. You can't have seven in one century and still call each a 100-year flood.

Secondly, all the arguments in the world will not change the fact that 'eventually' you WILL be flooded. And I don't use the word eventually in the sense that "eventually the earth will fall into the sun" but in the sense that they are building in a FLOOD PLAIN, which by definition, FLOODS.

Period. End of discussion. End. Of. Discussion.

And I love the attitude of the levee builders.

The best you're going to hope for is that the levees hold, right? You're building a levee to prevent the FLOOD PLAIN from doing its job of absorbing excess water. Levees prevent this and then exacerbate the problem by making the river flow faster.

As long as the levees hold, this is only a problem for everyone that lives downriver.

To hell with those people living downriver, right? Because they chose to live there and they knew the risks.

Hypocrite much?

So...why should the rest of the country care about you living in a FLOOD PLAIN when you knew the risks before you built there?

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There are such things as "republicans" in the heartland
Posted by: xvictor on Apr 5, 2008 5:34 AM   
Current rating: 3    [1 = poor; 5 = excellent]
Many of those living in the flood plains, the "heartland", according to polls, voted republican in the last several elections. the supposed republican ideology is LESS government and low taxes in our lives. Yet, these are the very same folks who cry for government handouts when they're in the shit. Then they expect to continue to pay low taxes for the expensive services they had received or will receive.

And, of course, folks who don't live anywhere near those areas, which usually vote democrat, foot the bill for these repug cry babies.

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» Blatant regionalism Posted by: andabottleof_rum
» RE: Blatant regionalism Posted by: dudelette
Danger Will Rogers, danger!
Posted by: Knowmad on Apr 5, 2008 8:50 AM   
Current rating: 5    [1 = poor; 5 = excellent]
I'm more interested in the psychological kind of 'death-wish' attitude, which is not so prevalent in those choosing to live in flood-prone areas, though it should still be considered.

But how about people who decide to buy their dream home smack dab on the San Andres fault, or the slopes of Mt. Helens or other highly dangerous places? Have developers somehow morphed into hypnotists?

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Is FEMA insuring these folks?
Posted by: ReallyBearish on Apr 5, 2008 10:28 AM   
Current rating: Not yet rated    [1 = poor; 5 = excellent]
I had trouble getting homeowner's insurance beauce my house is 400 yards from a body of water. (The house is on a hill 80 feet above the water.)

At some point the economy is going to force FEMA out of the insurance business. Then what? The property will be uninsured and worthless.

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What are we willing to do?
Posted by: dudelette on Apr 5, 2008 1:03 PM   
Current rating: 5    [1 = poor; 5 = excellent]
I live in California. Our capital, Sacramento, is built on the floodplain of the American River, protected by levees that are old and threaten to break with every wet year. The Central Valley is the farming heart of California, but has been built on and paved over, not only destroying farmland, but wetlands used by waterbirds and other animals. On top of which, California is certified as a desert, our water supply depending on snowmelt and reservoirs, and drought is hovering at the continued population growth.

We drove through Missouri in January 1994. The devastation made us feel sick. There was nothing. It was wiped clean. When we stopped at a restaurant, I had to stifle sick laughter when we were asked by the friendly waiter how we could possibly live in California "with all those earthquakes." I didn't say anything about the New Madrid fault, just smiled and said that they weren't that bad; we'd been through a few.

No place is 100% safe. There is always something dangerous. However, moving into an area that is not only dangerous, but is also destroying needed farmland and wetlands, is selfish and shortsighted.

We have had warming periods in the past, none to this extent, obviously, and the excessive human population is making it worse. We built the U.S. during a period when it was cooler, so we built many of our towns and cities at water levels that were lower, as opposed to many European cities that grew during the early middle ages when warming temperatures had raised water levels. Now, the water levels are rising and we're NOT adjusting.

What do we do? What are we willing to do? Are we willing to pass laws that will encourage zero population growth, with a view to a drop in population? Will we build future infrastructure with a view to getting the majority of people out of their cars and into workable public transit? Will we push for housing with shared common ground? Will we quit being the world's police force and spend the money here, where it's needed?

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» "and we're NOT adjusting". Posted by: Cathyc
Rethink
Posted by: Southern Gal on Apr 5, 2008 5:23 PM   
Current rating: 5    [1 = poor; 5 = excellent]
You'd think that with the catastrophe that was Katrina and the flooding going on in certain parts of the country, that we would rethink our policies regarding development and building in those places susceptible to hurricanes and those susceptible to flooding. I think that since our economy has depended on housing construction and buying and selling to support the economy these last years, that many important environmental concerns were overlooked and building permits issued against the laws of nature. Nature will win and the taxpayers will be stuck with paying for the stupidity and avarice of those who ignore flood plains and wetlands. The aftermath of Katrina showed how the insurance companies got out of their financial responsibilties.

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» RE: ethink Posted by: e rice
» Anove the laws of Nature? Posted by: Cathyc
people whom build their houses on known flood plains....
Posted by: eosrk on Apr 5, 2008 5:50 PM   
Current rating: 2    [1 = poor; 5 = excellent]
are far stupider than you average racist.

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Not surprised
Posted by: PaulD on Apr 5, 2008 10:53 PM   
Current rating: 5    [1 = poor; 5 = excellent]
Connect the dots. Regulations are written by government, which is run by politicians, who are swayed by money, which is provided by builders, who want the regulations bent their way.

Are you waiting for regulations to be wise, public-serving, and prudent? Dream on. We know by now that we can't automatically expect safe drugs from the FDA, safe airplanes from the FAA, or safe trailers from FEMA. So it's no surprise that we can't automatically expect safe housing developments from local government.

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money == profit== o so good
Posted by: richholland on Apr 6, 2008 3:49 AM   
Current rating: 5    [1 = poor; 5 = excellent]
for 1100 years it was not allowed to build in the netherlands in the floodplains....
thanks GOD and the USA since 1989 profit is the king and making money by building minus insurance payout gives a PROFIT.
Because a flood only occurs every 250 years.

So people from New Orleans donot cry about lost relatives, donot cry about lost neighbourhood.

The bottomline counts..
thats s called capitalisme

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POINT OF FACT:PEOPLE ARE STUPID
Posted by: donl51 on Apr 6, 2008 5:26 AM   
Current rating: 5    [1 = poor; 5 = excellent]
I was generalizing.,most people in general aren't stupid, I think its neat as hell to live up real close to the sea, I won't because I know that water will eventually undermine the pillings and off goes My house! a boat for a little while,then no more,. If I have flood ins.generally supplied by FEMA its going to be costly!, and Joe taxpayer picks up the redidual costs and that's not fair ,!. My feelings are that lots of people play the odds, nature needs flood plains to take the overflow from flooding rivers, firstly the States Bureau of Land Management should not [not even under public domain laws] sell obvious flood plain areas to commercial enterprise, period! but they will for lots of reasons,bribes,favors,lobbies, etc. river widens floods sides,takes out your house,business whatever ,its your problem! and only your problem, tax payers should not pick up any added costs,.....I especially love the city of New Orleans and their plight!...sorry don't feel all that bad about their dilemma, about those who lost lives,relatives etc. but you don't build a city below the water line depending on man-made dikes etc,again you're subject to greed etc. that something just might not be built correctly or kept up! Or the ultra rich who build their homes on hill slopes that come tumbling down,but its going to happen all over,,,over and over again ,and nothing will be done about it! human nature!...so writting articles about it while somewhat informative,are basically...moot!!.............my opinion..donl

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» re:moot point Posted by: e rice
» RE: re:moot point Posted by: ciccio
» Human Nature Posted by: Cathyc
Overpopulation+ overconsumption+ stupidity= Very Bad Decisions
Posted by: stilldreaming on Apr 6, 2008 1:32 PM   
Current rating: 5    [1 = poor; 5 = excellent]
Many kind, thoughtful voices don't get to make the big decisions.

The power of the democratic vote .. is not enough, is it?! Voters need:
1. to vote
2. think before voting = spend time studying issues and candidates
3. hold elected officials accountable
4. NOT fall for fluffy, greedy politicians (fat chance of that happening)
5. make sustainable, long-term accountability for all of us pay off. Right now, short term profits bring social status and money. Long-term items like "doing the right thing" for the right reasons don't pay off, there's little respect in that.

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The Bottom of the Mississippi River is Higher Than the Surrounding Land
Posted by: PaulK on Apr 6, 2008 6:30 PM   
Current rating: Not yet rated    [1 = poor; 5 = excellent]
Rivers in floodplains and deltas naturally meander, because channels always silt up in floods. This alone dooms most floodplain development. At some point the Mississippi will decide to take a new path to the left or to the right of its present channel.

My recommendation is for Congress to pass an interstate law mandating that the Corps of Engineers draw up 500 year flood lines for existing levees, then mandate that landowners in floodplains are responsible for flood damages caused to their neighbors by their building up their own land, solid buildings or levees on the floodplain, and demand that homeowners keep floodplain damage insurance, just as auto drivers now must carry collision damage insurance.

This law would allow people to build riverfront houses on stilts. They just couldn't afford to threaten their neighbors' existing levees, because no insurance company would cover them.

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The bottom line is
Posted by: Shey on Apr 7, 2008 4:13 AM   
Current rating: Not yet rated    [1 = poor; 5 = excellent]
.........overpopulation. And lack of will on the part of local governments to enact sane zoning laws.
People who believe they have the right to have as many children as they want, while the earth that sustains us all is being destroyed from the sheer overload of humanity.

People who believe they have the right to live anywhere they like (anywhere they can afford to buy and build, not the poor who have no choice) despite the obvious, such as that wetlands protect the land from flooding and are not meant to be destroyed so the affluent can have their riverside or oceanside Mimi-estates.

People who get indignant at the very idea of zoning wetlands and flood plains and below sea level coastal areas for conservation only
and the local officials without the will to stand up to the developers and say "no, we will not zone this land for developing luxury condos, that's a disaster in the making".

These are just a few of the problems that contribute to what we refer to as "natural disasters", those events that are in fact, part of the way the planet functions.

But we are far too arrogant and greedy to consider trying to live in harmony with the natural world.

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"Protected" wetlands, right....
Posted by: eek on Apr 9, 2008 6:46 AM   
Current rating: Not yet rated    [1 = poor; 5 = excellent]
We moved south and bought 3 acres specifically because it was bordered by "Protected" wetlands and we were assured no one would build there. It was "protected". It most assuredly is wet back there.

10 years later we have a big ole developement behind us. We called the local county people, state regulators and Corps of Engineers and did all kinds of complaining. All to no avail. They dumped about 12 feet of sand and fill on the property behind us and covered it up.

The Corps of Engineers took FOREVER to get back to us, then kept telling us there were only 2 engineers for the entire state and it would take a while for them to get out to us. By that time it was filled and being built on.

The pressure on the wetlands from the fill pushed the water up on our property and trees have been falling ever since. Sand has washed into the creek and the damn has failed twice.

Titles mean nothing, "protected" is just a word for sale.

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