Stories by Howard Karger

Howard Karger is professor of social work at the University of Houston, and author of Shortchanged: Life and Debt in the Fringe Economy (Berrett-Koehler, 2005).subscribe to Howard Karger's rss feed

America's Exploding Mortgage Crisis Reveals That Home Ownership Isn't Paradise for Everyone

Posted on Jun 14, 2007, Source: Dollars and Sense

Middle-class and poor families have been sold the idea that home ownership is the ticket to economic security, but mortgage vultures and soaring costs have turned buying a home into a financial nightmare.

Living in America’s Fringe Economy

Posted on Dec 29, 2006, Source: Dollars and Sense

Millions of Americans live on the margins of the American economy, depending on the likes of payday lenders and pawnshops, who charge excessive interest rates and superhigh fees for their services.

Throwing Consumers to the Wolves

Posted on Mar 7, 2006, Source: AlterNet

A federal bankruptcy judge says the new bankruptcy law is good for one thing: allowing creditors to make more money off the backs of debt-ridden consumers.

Swimming With the Sharks

Posted on Jan 11, 2006, Source: AlterNet

Predatory lenders like LoanMax have interest rates that would make even Tony Soprano green with envy.

Compassion For the Few

Posted on Oct 21, 2005, Source: AlterNet

It's nice of the federal government to exempt hurricane victims from the harshest part of the new bankruptcy law -- but what about other debtors?

The Financial Storm After the Hurricanes

Posted on Sep 29, 2005, Source: AlterNet

One of the consequences of so many Americans living paycheck to paycheck is their extreme vulnerability during crises.

It Happened in Houston

Posted on Sep 24, 2005, Source: AlterNet

Attempting to flee Hurricane Rita, a Houston resident tells an all-too-familiar tale of gridlock, government incompetence and empty gas pumps.
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